Rates comparisons
Loan Factory vs. Wells Fargo
Rates as of Thursday, November 30 2023 at 11:50 AM (Pacific Time)
| Wells Fargo | ||
|---|---|---|
| Rate | 6.375% (APR=6.375%) | 7% (APR=7.207%) |
| Points / Credits | $0 | $6,961 |
| Payment | $1,248 | $1,331 |
| Saving over 30 years | $36,841 | $0 |
(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Chase
Rates as of Thursday, November 30 2023 at 11:50 AM (Pacific Time)
| Chase | ||
|---|---|---|
| Rate | 6.375% (APR=6.375%) | 7.125% (APR=7.216%) |
| Points / Credits | $0 | $2,853 |
| Payment | $1,872 | $2,021 |
| Saving over 30 years | $56,551 | $0 |
(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Citibank
Rates as of Thursday, November 30 2023 at 11:50 AM (Pacific Time)
| Citibank | ||
|---|---|---|
| Rate | 6.375% (APR=6.375%) | 6.875% (APR=7.084%) |
| Points / Credits | $0 | $1,125 |
| Payment | $936 | $985 |
| Saving over 30 years | $18,765 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Bank of America
Rates as of Thursday, November 30 2023 at 11:50 AM (Pacific Time)
| Bank of America | ||
|---|---|---|
| Rate | 6.624% (APR=6.634%) | 7.25% (APR=7.509%) |
| Points / Credits | $208 | $1,726 |
| Payment | $1,280 | $1,364 |
| Saving over 30 years | $31,758 | $0 |
(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Guaranteed Rate
Rates as of Thursday, November 30 2023 at 11:50 AM (Pacific Time)
| Guaranteed Rate | ||
|---|---|---|
| Rate | 6.624% (APR=6.64%) | 6.8% (APR=7.138%) |
| Points / Credits | $578 | $4,134 |
| Payment | $2,241 | $2,282 |
| Saving over 30 years | $18,316 | $0 |
(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Better.com
Rates as of Thursday, November 30 2023 at 11:50 AM (Pacific Time)
| Better.com | ||
|---|---|---|
| Rate | 6.624% (APR=6.641%) | 6.625% (APR=6.805%) |
| Points / Credits | $280 | $3,200 |
| Payment | $1,024 | $1,024 |
| Saving over 30 years | $2,920 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)